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Stamp Duty Estimator 2025
Quickly calculate the stamp duty tax you’ll need to pay when purchasing property in England or London. Whether it’s your first home, a move, or an additional property, our estimator provides an immediate breakdown using the latest rates. Especially useful for London buyers, where property costs are high and stamp duty can significantly impact your budget.
Stamp Duty Calculator
I am Buying
Property Value
Property Value
£
For a property worth £350,000 the stamp duty would be:
As of the mini budget on April 2025
Tax Rate is: 0%
£0
City Realtor know the London property market inside out
Ways to reduce your stamp duty tax
Although stamp duty is required when purchasing property in England, there are legitimate strategies to lower the amount you pay. First-time buyers can benefit from reduced rates on homes up to £625,000, and specific mixed-use or commercial properties may have different thresholds.
In some situations, buying through a limited company or transferring property between partners can also be beneficial—professional advice is key. City Realtor collaborate with mortgage brokers and legal advisors to help you plan effectively and save on costs. Being informed early can protect your budget and ensure a smooth buying process in London.
In some situations, buying through a limited company or transferring property between partners can also be beneficial—professional advice is key. City Realtor collaborate with mortgage brokers and legal advisors to help you plan effectively and save on costs. Being informed early can protect your budget and ensure a smooth buying process in London.
How can I calculate my stamp duty?
- Check the latest HMRC stamp duty rates, which vary by property price and buyer type (first-time, second home, investor).
- Use our free Stamp Duty Estimator for an instant calculation based on purchase price and ownership.
- Include the 3% surcharge for additional properties or buy-to-let investments.
- Speak with us or a solicitor to verify your liability and potential reliefs or exemptions.
FAQs
Stamp Duty Land Tax (SDLT) is a tax on property or land purchases in England above certain thresholds. The amount depends on the property price and whether it’s your primary residence, second home, or buy-to-let. Payment is due within 14 days of completion, usually handled by your solicitor.
Stamp duty is tiered, so different parts of the property price are taxed at different rates. Some portions may be tax-free, with higher brackets paying more. Additional properties incur a 3% surcharge. Use our estimator for a quick calculation of your total.
Certain buyers may qualify for relief. First-time buyers pay no duty on properties up to £425,000. Corporate or multiple property transactions may have reduced rates. Consult a property expert or solicitor to ensure you take advantage of available savings.
Tips to reduce Stamp Duty
- Explore available reliefs: Check if you qualify for first-time buyer relief or multiple property relief to reduce your tax.
- Consider purchase price: Buying just below thresholds can save significant amounts on duty.
- Include Stamp Duty in rent calculations: Factor duty into your rental pricing to ensure investment returns.
- Get expert advice: Consult solicitors or tax advisors to find legal ways to minimize Stamp Duty costs.
Other Useful Calculators
Try our other free calculators to assist with your property decisions.
